Small Business Rates

Business Checking

	Dividend Rate	Annual Percentage Yield	Dividends Compounded	Dividends Credited
Business Checking	None	None	None	None
Business Interest Checking	0.05 %	0.05 %	Monthly	Monthly

Rates Effective 9-9-2021

Fee Schedule

Business Interest Checking requires $5,000 opening deposit and must maintain a minimum balance of $5,000 to avoid a $15 fee.

Business Savings

	Dividend Rate	Annual Percentage Rate	Dividends Compounded	Dividends Credited	Dividend Period
Business Savings	0.05 %	0.05 %	Quarterly	Quarterly	Calendar Quarter

Rates Effective 9-9-2021

Fee Schedule

Business Money Market

Account Balance	Dividend Rate	Annual Percentage Yield (APY)	Minimum Opening Deposit	Minimum Balance to Earn Stated APY
$2,500 - $9,999	0.10 %	0.10 %	$2,500	$2,500
$10,000 - $24,999	0.15 %	0.15 %	$10,000	$10,000
$25,000 - $49,999	0.20 %	0.20 %	$25,000	$25,000
$50,000 - $99,999	0.25 %	0.25 %	$50,000	$50,000
$100,000 - $249,999	0.30 %	0.30 %	$100,000	$100,000
$250,000+	0.40 %	0.40 %	$250,000	$250,000

Rates Effective 9-9-2021

Fee Schedule

Account transfer and withdrawal limitations apply. Dividends are compounded and credited monthly.

Business Vehicle Loan Rates

Details	Annual Percentage Rate
Fixed Rate up to 72 months	5.50 %

Rates Effective 9-9-2021

Minimum 2 years in business. Minimum loan amount $2,000. Maximum loan-to-value is based on the lesser purchase price or retail value:
- 80% for commercial vehicles
- 100% for business-use passenger cars, pick-up trucks, vans, SUVs not part of fleet vehicles
Estimated monthly payment of $17.59 per thousand borrowed at 5.50% Annual Percentage Rate (APR), based on a 66 month term. Loan rates displayed are Annual Percentage Rates (APR). All rates, terms, and conditions are subject to change without notice.

Business Small Equipment Loan

Details	Annual Percentage Rate
Fixed Rate up to 72 months	6.00 %

Rates Effective 9-9-2021

Minimum loan amount is $2,000. Maximum loan-to-value is 80% purchase price or retail value, whichever is lower.
Minimum 2 years in business.

Business Overdraft Line of Credit

Details	Annual Percentage Rate
Fixed Rate	15.00 %

Rates Effective 9-9-2021

Minimum loan amount is $1,000. Maximum loan amount is $15,000.

Business Line of Credit

Details	Annual Percentage Rate
Up to 36 months	As low as 6.00 %

Rates Effective 9-9-2021

Maximum term is 36 months. Minimum 2 years in business. Minimum loan amount is $5,000. Maximum loan amount is $50,000.

Business Working Capital Loan

Details	Annual Percentage Rate
Fixed Rate up to 60 months	As low as 9.00 %

Rates Effective 9-9-2021

Minimum of 2 years in business required. Minimum loan amount is $1000. Maximum loan amount is $50,000.

Business Credit Card

Details	Annual Percentage Rate
Business Rewards Visa Credit Card	As low as 9.25 %

Rates Effective 9-9-2021

Your rate is determined by your credit history at the time of application.

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